Keeping the Music alive and well in Louisville, Kentucky since 1981.

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Musicians are always called on to help others - MERF is THE way of musicians helping musicians" -Marvin Maxwell

"MERF helped me at a time when I needed it the most. Musicians are the great healers of the world and MERF helps heal us. I owe MERF a debt of graitude." -Dave Young/Merry Pranksters
I appreciate the help I received from MERF for my vocal surgery. Not only did they provide financial assistance, MERF also provided manpower and promotional consideration for a benefit to help with medical expenses. It is comforting to know there are people willing to make a difference in our lives. MERF is a valuable resource for the Lousiville music community and anyway I can help and or support I will." - Billy Stoops
"When I received assistance from MERF it was a very difficult time in my life, unsure how I was going to make ends meet, a friend went to MERF for me and it truly helped put the beans on the table. Thank you, MERF! I've always considered it an honor to play the shows and help out my friends!" -Marilyn Kington
Chect out these MERF related videos!

Buy Groceries, Support MERF!

You can help MERF just by shopping for your groceries! (if you don't have a Kroger rewards card, you can get one at any Kroger service desk.)

  • Visit and click on Sign In/Register (If you've already got an account, jus sign in and then skip down to "Click on Kroger Community Rewards information.)
  • Sign up for a Kroger Rewards Account by filling out the required information
  • You will then get a message to check your email inbox and click on the link within the body of the email. The Kroger page will load again.
  • Click on My Account and use your email address and password to proceed to the next step.
  • Click on Edit Kroger Community Rewards information and input your Kroger Plus card number.
  • Update or confirm your information.
  • Enter our NPO number  96733, select Musician's Emergency Resource Foundation from list and click on confirm.
  • To verify you are enrolled correctly, you will see your organization’s name on the right side of your information page.
  • Do you use your phone number at the register?  Call 800-576-4377, select option 4 to get your Kroger Plus card number.

GREAT! Now every time you swipe your card or enter the phone number associated with this card, MERF will get monies!